SKIPTON Building Society has today received a confident assessment of its business as credit rating agency Moody’s upgraded its deposit and senior unsecured ratings to Baa3 from Ba1 and its short term rating to P3 from Not Prime with a stable outlook

Moody's referenced the progress in reducing organisational complexity, significant improvements in profitability and a strengthened capital position as it upgraded the Society.

The assured assessment follows an announcement by Fitch last month upgrading the Society’s long term rating to BBB (from BBB-) and its short term rating to F2 (from F3) with a positive outlook.

Skipton group chief executive David Cutter said: “It is pleasing that both Fitch and now Moody’s have acknowledged the improvement the Society has made over the last two years.

“We have continued to focus on growing our core business of mortgages and savings and have improved our financial strength, profits and capital.”